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After 2 Day Strike, UAW Tops Give Away GM-Provided Health Care for Retirees 

by Andrew Pollack / October 2007 issue of Socialist Action newspaper

 

 

As part of a tentative contract with General Motors announced Sept. 26, United Auto Workers President Ron Gettelfinger promised to give away one of the union's most important benefits: company-paid health care for retirees. The pact ended a two-day strike by 73,000 GM workers.

 

For weeks GM and UAW officials had been negotiating the terms of a Voluntary Employee Beneficiary Association (VEBA) trust, into which GM would make a one-time donation and thus dump any future obligation to retirees' health care. The soundness of the union-administered trust would depend on an ever-shakier stock market.

 

Many unions have made health-care givebacks in recent years in coverage restrictions and higher co-pays, deductibles, and premiums. And many employers, especially at non-union companies, have been eliminating retirees' health benefits. But this happening at GM—with the acquiescence of a union that once set the pace in health benefits—represents a big step back for the whole working class and threatens to accelerate the pace of attacks on this front.

 

This assumes that the members approve the contract, which is not a given. Fear of membership rejection, in fact, is why the union called a strike at all. Talks continued after the contract expired Sept. 14. By Sept. 19, the press was reporting a fight over how much GM would contribute to the trust. The next day, papers reported GM threats that if a VEBA weren’t approved, it would demand a wage cut of at least $5 an hour, higher co-pays for workers and retirees, pension cuts, and extensive plant closings.

 

But when Gettelfinger broke off talks and called the strike, he insisted the issue was not the VEBA but rather job security. A Detroit News report shows this was all just theater: "The deep cuts give the UAW a glimpse of what could be in store if the VEBA gets tossed  out ... it may help UAW leaders sell reluctant members on a VEBA deal."

 

In the same vein, industry analyst David Cole said: "The leadership may need a walkout to show members it did all it could to get the best deal."

 

This continues a longstanding union practice. In his account of the 67-day 1970 UAW strike against GM, "The Company and the Union," William Serrin explained how the strike was largely put on for show, with officials from both sides knowing in general terms beforehand what the final agreement would look like. Long-time UAW leader Emil Mazey told Serrin: "Strikes make ratification easier. If the bills pile up, he may be more apt to settle."

 

The 1970 strike won 30-years-and-out retirement, and uncapped cost-of-living allowances (COLA). But the decline since then of both the economy and the union's strength made for a much briefer show this year—with nothing to clap for.

 

Before the strike, past executive board members Jerry Tucker, Warren Davis, and Paul Schrade wrote an open letter warning that a VEBA would  "undo decades of hard won protections, paid for in large part by wage diversions, past concessions, and increased worker productivity." After the agreement was announced they urged a “no” vote. They noted the "growing push for a national healthcare system in this country patterned after the Canadian 'Medicare for All' system."

 

Opposition group Soldiers of Solidarity also warned against VEBA and other concessions, and also called on the union to organize for such a single-payer system. SOS says VEBA really stands for "Vandalize Employee Benefits Again."

 

Negotiations were held behind closed doors, and at first local union heads and members had only brief summaries (the full contract was later leaked to dissidents). But even these made clear that the union had won neither on health care nor jobs.

 

GM agreed to pay into the VEBA 70% of the $51 billion it owes for retiree health-care obligations. The money will come from cash, stock, and diversion of part of the normal COLA increase. For the VEBA to remain solvent, returns on funds invested must stay ahead of health-care costs. But The Wall Street Journal predicted a VEBA would lead to benefit reductions because it would not be designed to fully absorb medical-cost inflation.

 

Even former UAW President Douglas Fraser—the man who started the concessions ball rolling with his giveaways to Chrysler in 1979—recognized the dangers: "God help us if we go into a depression or recession, and the value of the fund plummets and the UAW is

sitting there with this huge liability."

 

Even with a solvent fund, retirees will have to contribute higher premiums and co-pays than now, which supposedly will be offset by payouts from an "overfunded" pension plan. Gettelfinger admitted the VEBA only provides benefits for retirees and those on the payroll as of Sept. 14. New hires will receive only a set annual amount after they retire.

 

The Journal also predicted that money saved by dumping its health-care burden "should help free the company to pursue [its] strategy of accelerating growth outside the U.S." But Standard & Poor's said GM credit ratings had been "driven down by more than just

health-care liabilities."

 

The Steelworkers agreed to a VEBA at Goodyear in 2006. A follow-up story by The Wall Street Journal described a typical day of the union official who spends much of his time telling members they're not covered for particular services.

 

In 2005 the VEBA covering UAW retirees at Caterpillar went belly up as health-care costs soared, and they were left with thousands of dollars in out-of-pocket costs and reduced coverage. In addition, a 44 percent wage cut and health-care premiums were imposed on new hires to make up part of the shortfall.

 

There's also no guarantee GM won't raid the cookie jar for other purposes. It already did so in 2000 when it shifted $1 billion from a smaller VEBA to invest in its Suzuki plants and to boost GMAC profits. What's more, the Financial Times reports that the union could become GM's biggest shareholder, with a 17% stake, by virtue of the stock component of the $36 billion to be transferred. This is guaranteed incentive for already pro-management union bureaucrats to push even more concessions to save "our" company.

 

The pact contains a $3000 signing bonus and annual lump-sum bonuses of 3% or 4% for the final three years, but no wage increases. Jobs off the assembly line (i.e. material handling, inspection, and many others) have been relabeled "non-core" and will be filled with new hires at wages half as low. Current workers in those jobs are expected to be bought out or pushed out, as happened at GM spin-off Delphi (eventually even senior workers there were forced to accept a $9 an hour wage cut).

 

GM will also save billions by giving new hires 401(k)s instead of defined benefit pensions. Despite the rhetoric about striking for jobs, the week after the contract was announced it was revealed that GM could close four more plants than had been projected. And the contract allows closure of even more if conditions arise "beyond the control of the corporation," such as poor sales.

 

A company representative told the Detroit News that job security in remaining plants will "depend on whether local unions agree to work-rule changes and use of non-union labor."

 

On Sept. 14, GM stock jumped more than 13 % on a report that a VEBA agreement was close. When the pact was announced, GM shares rose 9.4%, and Ford's went up 6.5% in anticipation of a similar deal. Said a JP Morgan analyst, "GM captured a much broader set of concessions than we previously anticipated."

 

The Wall Street Journal crowed that early-retirement packages and buyouts will let GM "get rid of thousands of workers and replace many of them, particularly those in non-production jobs, with new employees earning far less. ... With yesterday's deal, the UAW

and its biggest employer have conceded that their golden age of dominance is over."

 

Industry analysts are skeptical that these cost savings will make much difference in its competition to regain market share from Asian and European-owned producers. UAW dissidents have stressed that GM's competitive woes are due more to poor quality, design, and product choice than labor costs, and that in any case the union's business is not to help it compete but to organize the unorganized.

 

Dissidents point out the union could end up in a corruption scandal like the one at the Union Labor Life Insurance Company, whose executives—all union heads—lined their pockets from insider trading, and stymied proposals to have the AFL-CIO endorse single-payer for fear it would  jeopardize ULLICO's profits. Short of such a scandal, bureaucrats already slow to organize will have their focus further distracted by new income from administering the trust.  Even if members don't reject the contract, the debacle could inspire debate on how to turn around the politics and strategy of the union.

 

After retiree benefits were eliminated at some steel companies, many United Steel Workers members joined the single-payer movement in Ohio. Key to getting the UAW as a whole involved in the fight for single-payer would be a reversal of union policies and practices set way before the  concessions wave that started in the 1980s.

 

The most common explanation for the U.S. being the only industrialized country to lack a national health-care program is the decision of unions to bargain company by company for health benefits. This decision was taken once social-democratic bureaucrats like the UAW's Walter Reuther  had consolidated power—a process which included squelching calls for a labor party, which could have fought for nationwide health, pension, and other social benefits.

 

If Gettelfinger is able to have his way, UAW members will have tragic proof of how wrong Reuther's decision was.

 

Human Needs, Not Profits!